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Active 153 days on market

2095 NE Church St

Cleveland, TN 37311 · Greenwood Add · Bradley County

$414,900

$14,100 price cut · Oct 13

Beds
5
Baths
3
Sq ft
1,899
Acres
0.16
Built
1940

Listing courtesy of Silver Key Realty · MLS #1342486

Description

Just minutes from Lee University and right in the heart of downtown Cleveland, this beautifully updated 5-bedroom, 3-bath property offers the perfect blend of historic character, modern upgrades, and incredible income-producing potential. Whether you're looking for a primary residence, student housing opportunity, multigenerational setup, or short-term rental investment, 2095 Church Street NE delivers flexibility and value in one of Cleveland's most convenient locations. From the moment you arrive, you'll appreciate the home's timeless curb appeal, metal roof, updated exterior finishes, and inviting front porch. Inside, the home is filled with warmth and personality featuring gorgeous hardwood floors, distinctive lighting, crown molding, and thoughtfully designed spaces throughout. The living room centers around a stunning tiled fireplace with an elegant wood mantle, creating the perfect cozy gathering space. French doors lead into a beautifully redesigned kitchen that feels straight out of a magazine. Highlights include quartz countertops, butcher block island, stainless steel appliances, brick accents, open shelving, sleek cabinetry, deep single-basin sink, tile flooring, and a charming eat-in dining area flooded with natural light. The main level features two guest bedrooms and a full bath, while the spacious primary suite offers a true retreat with a custom accent wall, modern fixtures, frosted glass barn door, walk-in closet, and stylish ensuite bath complete with double vessel sinks and updated finishes. Upstairs, you'll find two additional bedrooms with charming gabled ceilings and hardwood flooring that add even more character to the home. One of the standout features of this property is the detached/additional living space offering exceptional flexibility and income potential. Previously utilized as both long-term and short-term rental space, the accessory unit includes a kitchenette with granite countertops, sink, dishwasher, and refrigerator along with a full bath. The property has a strong rental history, with individual bedrooms previously renting for approximately $650/month and the accessory dwelling generating around $1,200/month long-term or averaging approximately $2,600/month as an Airbnb. Situated on a level corner lot with privacy fencing, multiple parking areas, deck and patio space, this property is ideal for entertaining, hosting guests, or maximizing rental functionality. Smart home features including smart locks and smart thermostat systems add convenience and modern appeal. Location is another major advantage. Positioned near Lee University, the property offers quick access to downtown restaurants, coffee shops, shopping, and local events while also providing convenient commuting options. Enjoy easy access to I-75, making travel to Chattanooga approximately 35-40 minutes away and Knoxville roughly an hour north. Outdoor enthusiasts will also appreciate being near hiking, rafting, and recreation opportunities throughout Southeast Tennessee and the nearby Ocoee River area. Properties with this combination of character, versatility, location, and proven income history rarely come available. Whether you're searching for a stylish downtown home, an investment property, or both -- this one deserves a closer look.

Details

Home

Type
Residential · Single Family Residence
Style
2 Story
Year built
1940
Living area
1,899 sq ft
Bedrooms
5
Bathrooms
3 full
Basement
Crawl Space
Parking
Off Street

Interior

Rooms
Addl Living Quarter
Flooring
Laminate, Tile, Hardwood, Luxury Vinyl Plank
Fireplaces
1
Appliances
Dishwasher, Microwave, Range, Refrigerator
Also
Washer/Dryer Connect

Exterior

Construction
Frame, Brick, Vinyl Siding
Architecture
Contemporary
Fencing
Privacy
Other structures
Guest House

Land

Lot size
0.16 acres
Deed restrictions
Yes

Utilities

Water
Public
Sewer
Public sewer
Heating
Central, Electric

Listing

MLS #
1342486
Status
Active
On market
153 days
Listed
May 28, 2026
Finances
Property tax
City + county
Inside city limits
HOA
None
No association dues
Price per sq ft
$218
1,899 sq ft

Price history

Oct 13, 2026
Price cut
$414,900 −$14,100
Before
Listed
$429,000

Accepted

  • Cash
  • VA Loan
  • Conventional
  • FHA
  • New Loan

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Call (865) 535-7119
Location
Neighborhood
Greenwood Add
County
Bradley
ZIP
37311

Drive times

  • Cleveland 5 min
  • Athens 45 min
Approximate, by road

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Listing courtesy of Silver Key Realty. Listings courtesy of East Tennessee Realtors. Presented by Realty Executives Associates, (865) 983-0011. MLS # 1342486.