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Active 113 days on market

281 Cottage Drive

Ten Mile, TN 37880 · Meigs County

$1,699,999

$50,000 price cut · Sep 26

Beds
3
Baths
4
Sq ft
3,861
Acres
0.63
Built
2001

Listing courtesy of Wallace · MLS #1346939

Description

Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake.

Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout.

The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining.

Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day.

The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests.

The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living.

Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water.

In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment.

Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come.

From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.

Details

Home

Type
Residential · Single Family Residence
Style
2 Story Basement
Year built
2001
Living area
3,861 sq ft
Bedrooms
3
Bathrooms
3 full, 2 half
Basement
Finished, Walk-Out Access
Garage
5-car
Parking
Attached, Detached, Garage Door Opener, RV Access/Parking, Garage Faces Side

Interior

Rooms
Breakfast Room, 2nd Rec Room, Addl Living Quarter, Bedroom Main Level, Basement Rec Room, Laundry/Utility, Workshop, Family Room, Extra Storage, Mstr Bdrm Main Level, Sunroom
Flooring
Carpet, Tile, Hardwood, Luxury Vinyl Plank
Fireplaces
1
Appliances
Dishwasher, Microwave, Range, Refrigerator, Self Cleaning Oven
Features
Eat-in Kitchen, Pantry, Walk-In Closet(s), Kitchen Island, Cathedral Ceiling(s)
Also
Washer/Dryer Connect, Pantry, Walk-In Closet(s), Walk-in Shower, Kitchen Island, Cathedral Ceiling(s), Trey Ceiling, Internet Available

Exterior

Construction
Brick, Vinyl Siding
Architecture
Cottage, Cape Cod
Porch & patio
Porch - Covered, Patio
Other structures
Workshop

Land

Lot size
0.63 acres
Lot
Waterfront, Private, Lake/Water Access
Views
Lake
Deed restrictions
None

Utilities

Water
Public
Sewer
Septic
Heating
Central, Propane, Electric

Listing

MLS #
1346939
Status
Active
On market
113 days
Listed
Jul 7, 2026
Finances
Property tax
County only
Outside city limits
HOA
None
No association dues
Price per sq ft
$440
3,861 sq ft

Price history

Sep 26, 2026
Price cut
$1,699,999 −$50,000
Before
Listed
$1,749,999

Accepted

  • Cash
  • VA Loan
  • Conventional
  • New Loan

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Location
County
Meigs
ZIP
37880

Drive times

  • Athens 45 min
  • Cleveland 60 min
  • Crossville 60 min
  • Lenoir City 60 min
  • ORNL 60 min
  • Pellissippi State 60 min
Approximate, by road

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Listing courtesy of Wallace. Listings courtesy of East Tennessee Realtors. Presented by Realty Executives Associates, (865) 983-0011. MLS # 1346939.