452 Cumberland Cove Rd
Monterey, TN 38574 · Cumberland Cove · Putnam County
$618,000
$16,900 price cut · Sep 28
- Beds
- 3
- Baths
- 3.5
- Sq ft
- 2,833
- Acres
- 4
- Built
- 1998
Listing courtesy of Keller Williams Realty Cookeville · MLS #1352331
Description
Nestled in the highly sought-after community of Cumberland Cove atop the scenic Cumberland Plateau, this private 4-acre estate offers a quiet, mountain-country feel with convenient access to nearby city amenities, local healthcare, and exclusive private community hiking trails featuring peaceful streams and beautiful waterfalls. Featuring a beautifully updated 3-bedroom, 3.5-bathroom main residence along with a fully equipped, private mother-in-law suite, the property is designed for effortless multi-generational living or flexible guest quarters. The main home delivers thoughtful functionality with dual primary suites--one conveniently located on the main level and another upstairs--alongside a large upstairs bonus room, generously sized bedrooms, and beautifully appointed bathrooms throughout. The inviting main living area centers around a cozy gas log fireplace, while the chef's kitchen boasts gorgeous granite countertops, custom cabinetry with convenient pull-out drawers, and brand-new appliances including the refrigerator, microwave, and sink. The interior has been freshly painted, and the home comes complete with a washer and dryer set that stays with the property.
The self-contained mother-in-law suite serves as a peaceful, autonomous sanctuary, featuring its own dedicated ensuite bathroom and a second private gas log fireplace. Step outside to relax on the freshly painted wrap-around porch--the perfect spot for watching the local deer--where you can take in panoramic views of your 4 private acres, lushly landscaped with mature hostas, hydrangeas, and rhododendrons. Homesteading and gardening enthusiasts will appreciate the fully fenced, established organic garden currently yielding cucumbers, squash, zucchini, tomatoes, pumpkins, and gourds. Packed with high-end infrastructure and practical extras, the property includes a 2-car attached garage, a convenient circle driveway with ample parking for recreational vehicles, an outdoor storage shed, a whole-house backup generator, a whole-home water filtration system, and a fully encapsulated crawlspace for optimized climate control, moisture management, and structural peace of mind.
Details
Home
- Type
- Residential · Single Family Residence
- Style
- 2 Story
- Year built
- 1998
- Living area
- 2,833 sq ft
- Bedrooms
- 3
- Bathrooms
- 3 full, 1 half
- Basement
- Crawl Space
- Garage
- 2-car
- Parking
- Attached
Interior
- Rooms
- Laundry/Utility, Family Room
- Flooring
- Carpet, Tile, Hardwood
- Fireplaces
- 2
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer, Dryer, Gas Cooktop
- Features
- Eat-in Kitchen, Kitchen Island
- Also
- Walk-in Shower, Kitchen Island
Exterior
- Construction
- Frame, Vinyl Siding
- Architecture
- Traditional
- Porch & patio
- Porch - Covered
- Other structures
- Guest House
Land
- Lot size
- 4 acres
- Lot
- Wooded, Irregular Lot
- Views
- Wooded
- Deed restrictions
- Yes
Utilities
- Water
- Public
- Sewer
- Septic
- Heating
- Central, Heat Pump, Natural Gas, Electric
Listing
- MLS #
- 1352331
- Status
- Active
- On market
- 70 days
- Listed
- Aug 19, 2026
Finances
- Property tax
- County only
- Outside city limits
- HOA
- $138/mo
- Mandatory dues
- Price per sq ft
- $218
- 2,833 sq ft
Price history
- Sep 28, 2026
- Price cut
- $618,000 −$16,900
- Before
- Listed
- $634,900
Accepted
- Cash
- VA Loan
- Conventional
- FHA
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Location
- Neighborhood
- Cumberland Cove
- County
- Putnam
- ZIP
- 38574
Drive times
- Cookeville 45 min
- Crossville 45 min
- Jamestown 60 min
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Listing courtesy of Keller Williams Realty Cookeville. Listings courtesy of East Tennessee Realtors. Presented by Realty Executives Associates, (865) 983-0011. MLS # 1352331.